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A standard credit card is the most typical unsecured credit card you can get that offers various reward programs or discover cheap vehicle insurance rates. This kind of credit card can take the form of a low interest, balance transfer, instant approval, reward credit, cash back, or airline credit card. On the other hand a business credit card or specialty credit card offers business owners and executives the following-business and personal expenses record keeping, special business rewards and savings, expense management reports, higher credit limits, and additional cards available to employees. Of course, all the other traditional features of a standard credit card apply to a business credit card as well. With a business credit card, you have the power to control your finances more accurately than ever before.
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Whether you are a small business owner or a corporate executive, a business credit card will help you reach your financial goals. Managing your business and personal expenses can become quite difficult, but a business credit card helps you to better organize and keep track of your daily business expenses. Business credit cards feature low rates, reward options, easy account access, and additional account services to support your entire business needs.
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| Credit cards are the perfect way to finance large purchases while earning points for the things you buy every day. |
| These business credit cards offer amazing budgeting tools to help you stay on top of your expenses. |
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Applied Bank® Secured Visa® Gold Credit Card |
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The Applied Bank® Secured Visa® Gold Credit Card is an excellent card for those with little or no credit history or a blemished or imperfect credit record. This is a secured card, so applicants must put down as deposit the amount they wish to have available as credit. But this secured card does not nickle-and-dime cardholders with processing or annual renewal fees.
The Applied Bank® Secured Visa® Gold Credit Card features a very, very low APR of 9.99% for both purchases and cash advances. This card does not accept balance transfers, however. This is a very low APR for credit cards of any kind, and with the Applied Bank® Secured Visa® Gold Credit Card, your rate won't change, even if your payment is late! (You may be charged a late payment fee however.)
The Applied Bank® Secured Visa® Gold Credit Card requires a minimum deposit of $200 and a minimum applicant age of 18 years. The maximum deposit (and therefore credit limit) is $5,000. You will not earn interest on your deposit, but there is no charge to open your account, either. Neither is there an annual fee.
Monthly card payment activity is reported to the credit bureaus. The Applied Bank® Secured Visa® Gold Credit Card is an excellent card for those with minimal credit history or a imperfect credit record. There is NO annual fee, no account set up fees, and an always-low fixed rate of 9.99% APR for purchases! Credit Card Rating:
This card received a rating of 4.00 out of 5.00 - click here to see more details about this credit card. |
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| Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Reward Type |
| No Introductory Rate Available |
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$0 |
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